This is a Sponsored post written by me on behalf of Kmart for SocialSpark. All opinions are 100% mine.

It's hard to believe it's September already and Christmas is right around the corner! Kmart is offering a new free layaway program! It's time to think about holiday gifts.

In recent years, layaway has made a comeback in a big way. It is the easier way to pay for those pricey gifts your kids want- without going into debt! I find the new layaway is a lot better than the layaway programs from years ago. Now it is online and easy to use.

Kmart's Big Layaway Giveaway starts 9/9/12 and consists of one layaway giveaway per store per week every week until 11/17/12. This giveaway is simple – just put the items you have been eyeing all year on layaway and every week you have a chance to have your remaining balance paid off.

Here are some of the benefit's of Kmart layaway over other stores:

No minimum or transaction amount required
An online layaway option
No service fee
Year round layaway.
Pay online, but pick up your item in the store, as well as shop in one state and pick up in another