Toys R Us: Free Layaway Program for Christmas

From now until Oct. 31, Toys 'R' says it will be waiving the upfront fees that usually come with putting products on layaway, reports CNN. After October customers can still put items on layaway but will be charged the $5 service fee.

There are a wide variety of merchandise available for the free layaway, including  common gift items like toys, video games and swing sets. Don't try to get any clothing, drinks, diapers, batteries or, oddly enough, "holiday-related items" on layaway, however. Those products aren't eligible for the program.

As long as shoppers put down a 20% down payment and pay off 50% of the total price within 45 days, and pay for the whole thing by Dec. 16, they'll be good to go.

Sources: CNN.com and Consumerist.com